파산법: 파산 신청 전 주의 해야할 점

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홈 > Life Info > 전문가 법률칼럼 > 박재홍 변호사 법률정보

Park Jai Hong law

박재홍 변호사 법률정보

파산법: 파산 신청 전 주의 해야할 점

작성자: 박재홍 변호사

조회: 20465 등록일: 2019-11-28

<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>파산법<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>: <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>파산 신청 전 주의 해야할
점<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>           <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'> 
 
    
<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>요즘 많은 분들이 크레딧
카드나 모기지 납부금 등과 같은 여러 종류의 빚으로 고생하고 계시는 걸로 알고 있습니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>. <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>이러한 빚들로 인해 재정상의 문제들도 해결하지 못하는
경우가 많이 있습니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>. <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>이러한 불편하고도 힘든 상황들을 합법적으로 해결
할 수 있는 방법이 바로 파산입니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>.<span lang="EN-US" style='line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'> 
 
<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>대부분의 분들께 해당되는
파산의 종류는 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>Ch 7 <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>과 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>Ch 13, <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>이 두가지 입니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>. <span lang="EN-US" style='line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'> 
<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>수입이 많은 경우 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>Ch13 <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>을 신청 하게 되고<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>, <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>수입이 어느 적정선 이하가
되면 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>Ch 7 <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>을 파일하게 됩니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>.<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'> <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>Ch13 <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>는 일종의 부채 상환 계획 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>(Payment Plan)<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>으로써 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>3<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>년 이나 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>5<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>년동안 밀린 빚의 어느 적정 금액까지 갚아 나가게 하는 것이라고 생각하시면 됩니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>. Ch 13 <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>의 장점은 수입이 많더라도 다른 여러종류의 빚이
많아<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>  <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>관리하기 어려우신 분들에게도 그 빚을 충분히 갚아
나갈 수 있게 만들어 놓았다는 것입니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>.<span lang="EN-US" style='line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>

<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>이번 칼럼에서 성공적인 파산을 위해 주의 해야할 점에 대해 알아 보도록 하겠습니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>.<span lang="EN-US" style='line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'> 
<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>일단 파산을 원하면 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>hearing <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>전에 파산 정부 변호사 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>(Trustee)<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>에게 최근의 세금보고서를 제출해야 합니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>. <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>소득이 적어서 세금 보고를 않하시는 경우는 외에는
만일 세금보고서를 제출 하지 않으면 파산이 취소 될 수 도 있기 때문에<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>  <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>세금보고는 꼭 기억하시고 잊어서는 안됩니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>.<span lang="EN-US" style='line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'> <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>파산 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>90<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>일전에 크래딧 카드로 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>$650<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>이상의 고가품을 구입하는 등의 행위를 해서는 안됩니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>. <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>파산을 하면 모두 청산 될 것이라는 것을 이용하여
갚지 않을 의도로 무엇인가를 구입한 사실이 있어서는 안된다는 말씀입니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>. Trustee<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>는 이러한 경우에 대해서는 파산을 통한 탕감을 가능하게
하지 않을 수 도 있습니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>.<span lang="EN-US" style='line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'> 
 
 <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>파산 신청 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>90<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>일전 갚을 의도가 없어 보이는 휴가를 위한 비행기
티캣팅이나 쿠르즈 여행기록등은<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>  Luxury item<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>에 해당 될 수 있습니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>.<span lang="EN-US" style='line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'> <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>또한 파산 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>70<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>일전에 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>cash advance<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>로 비지니스 목적이 아닌 개인 목적으로 어떤 카드회사에서
<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>$925 <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>이상의 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>cash<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>를 인출했을 경우 이 액수에 대해서도 파산을 통한
탕감은 없게 됩니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>. <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>이때 산 물건들이 비록 고가품이 아니였다 하더라도
이런 행위는 조항에 위배 되는 것이기 때문에 이 빚은 탕감 받을 수 없게 됩니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>.<span lang="EN-US" style='line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'> 
 
<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>반면<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>  $400<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>정도는 어떤 카드에서 인출하고 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>$600<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>은 또 다른 카드에서 인출 했다면 이는 이 조항에
위반되는 행위는 아니기 때문에 문제시 되진 않을 것입니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>. <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>파산 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>90<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>일 전에 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>$600 <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>이상의 빚을 갚은 기록이
있다면 파산을 한 후 정부 변호사<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>( Trustee)<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>는 이 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>$600 <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>을 반납하게 할 것입니다
<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>.<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'> 
<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>특히 가족이나 친구로부터
빌린 돈을 먼저 갚은 사실이 드러난다면 파산 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>1<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>년 전에 갚은 돈이었다 하더라도 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>Trustee<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>는 이 돈을 다시 받아 갈 수 있게 되어있습니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>. <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>이 돈은 크레딧 회사 같은 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>creditor<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>에 넘어가게 됩니다<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>.<span lang="EN-US" style='line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>

<span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>박재홍 변호사<span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>                                                                                      JD, MBA, LLM in
Taxation                                                                                          NJ, NY & PA <span lang="AR-SA" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>변호사 <span lang="EN-US" style='background: white; line-height: 200%; font-family: "맑은 고딕"; mso-bidi-font-size: 9.5pt; mso-ascii-theme-font: minor-fareast; mso-fareast-theme-font: minor-fareast; mso-hansi-theme-font: minor-fareast;'>                                                                                   201-461-2380                                                                                                    
park@jparklawfirm.com

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변호사 
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번호	제목	작성자	조회	등록일

30	파산법: 비지니스가 안되 리스를 파기하고 나와야 하는데 파산 해야 하나요?	박재홍 변호사	1426	2024-10-14

29	파산: 파산 신청서에 필요한 정보	박재홍 변호사	3796	2024-07-22

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26	파산법 Part 1	박재홍 변호사	10770	2023-10-05

25	파산법 Part 2	박재홍 변호사	10813	2023-07-13

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21	파산: 파산과 크레딧 스코어 1 부	뱍재홍 변호사	5822	2022-06-17

20	추방재판(2): 추방 재판이 영주권 취득기회로 ‘전화 위복’	박재홍 변호사	9428	2022-03-23

19	추방재판(1): 추방 재판이 영주권 취득기회로 ‘전화 위복’	박재홍 변호사	10587	2021-12-22

18	E-2 승인 위한 중요한 서류	박재홍 변호사	11768	2021-09-08

17	케이스로 본 O 비자	박재홍 변호사	19411	2021-05-06

16	파산법: 파산 긴급 신청 (Emergency bankruptcy petition) 이란?	박재홍 변호사	16125	2021-01-13

15	파산법: 소송으로 인해 동결 (frozen)된 어카운트 해결하는 방법	박재홍 변호사	13707	2020-08-20

14	[추방방어/이민] 기존 궐석 추방 재심 청구(Motion to Reopen in absentia) 란?	박재홍 변호사	14766	2020-06-22

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